wealth builders finance logo
Free Property Report

Home Loans for Accountants

Special home loan solutions for accountants and finance professionals. Discover how waived LMI, low deposit loans and higher borrowing potential can give you a head start.
How can we help you today?
I want to refinance
I want to buy a property

Smarter home lending for accounting professionals

If you’re an accounting professionals — whether a chartered accountant, CPA, auditor, actuary or finance professional — you may qualify for a “professional-home-loan” that recognises your stable income, industry credentials and lower risk profile. Many lenders treat qualified accounting professionals differently from standard borrowers, offering perks such as waived Lenders Mortgage Insurance (LMI), lower deposit requirements and strong borrowing capacity.

These perks can make a significant difference when you’re buying your first home, your next property or an investment property — helping you secure better terms and reduce upfront costs sooner.
  • Loan option with 70 Australian lenders
  • Quick refinance options
Talk to a broker today

Who qualifies for waived LMI?

Some lenders offer no LMI home loans to:
a woman sitting at a desk using a laptop computer

Specific professionals

Eligible professionals may include chartered accountants, CPAs, auditors, actuary or finance professionals.
house purchased with wealth builders finance home loan by Broker Sam Potter

Low deposit (high LVR) loans

It’s possible to borrow up to 90% LVR (or more, depending on lender policies) without paying LMI
A couple holding a key, symbolizing a new home ownership or rental.

Some lenders will waive LMI for eligible accountants even with a deposit under 20%

Certain lenders are waiving LMI if you’re borrowing more than 80% of the property value.
a living room filled with furniture and a mirror

Potential for favourable interest rates or fee discounts

Some lenders or brokers offer additional incentives such as reduced setup fees or discounted rates for professionals in recognised fields.
Someone is using a stylus on a tablet.

How accounting professionals can qualify for a  professional home loan

Eligibility requirements vary by lender, but these are the common criteria accountants must satisfy to access professional-loan benefits.

Professional membership / credentials

Membership with a recognised accounting institute — e.g. Chartered Accountants Australia and New Zealand (CA), Certified Practising Accountants Australia (CPA), or another eligible finance-accounting body.

Employment status & income history

Stable PAYG employment (or transparent self-employment with financials/tax records), ideally past any probation. 

Credit history & financial standing

Clean credit record, responsible use of credit, and ability to meet standard lending criteria (serviceability, expenses, savings history). 

Deposit / Loan-to-Value Ratio (LVR)

Many lenders offer up to 90% LVR without LMI for accountants. Some may accept lower deposits depending on individual circumstances. 

Loan amount and property type limitations

Some loan caps or property-type restrictions may apply depending on lender; property value, type (owner-occupier vs investment), and location may affect eligibility.

Talk to a broker today
  • Quick equity calculation
  • No financials needed
  • Access loan option with 70 Australian lenders

Call us, were here to help

Our expert insights will help guide you through the process and get you to your goal sooner.
Call now

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.
Book a chat

Start your application

We get it, you’re in the moment. Apply online and we will send you the top 3 rates for your loan.
Get started
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
Sam Potter is a Credit Representative (570029) of BLSSA Pty Ltd ACN
117 651 760 Australian Credit Licence 391237. Wealthbuilders Finance Pty Ltd (ABN: 46 686 102 394) is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Home loans

Other Loans

Contact

03 9829 9188

Don't Be Shy, Say Hello.

  • You'll be contacted within 24 hours
  • You'll receive our Credit Guide & Welcome Pack
  • You choose a time and your dedicated broker will be ready for a quick chat
Book a chat
Contact Us - Popup
First
Last